When forming your new business structure, you must consider the best
possible alternative of the available business structures. While a sole
proprietorship is the easiest type to create, there is no separate
identity. Personal liability belongs to the owner. Should there be a
lawsuit, accident or you incur debts that you can't repay, your personal
assets are at risk.
The type of entity you choose should be
based on careful consideration. Each state has specific rules for the
structure of each type of entity. You should investigate the type of
entity, the rules and laws pertaining to each in your state and at a
federal level.
The choices are – sole proprietorship,
partnership, limited liability partnership, corporation, C corporation, S
corporation, and LLCs. Sole proprietorship provides the least
protection while corporations and LLCs offer limited personal liability
for debts or judgments against the company.
When creating your
entity, you should use an attorney to create written documentation of
the entity's organization and structure. Your attorney, accountant or
CPA can advise you of the legal and all tax consequences of your choice.
Doing a little research prior to contacting a professional will reduce
the time spent with an expensive professional. Do your due diligence
to protect yourself and your family.
Showing posts with label Business. Show all posts
Showing posts with label Business. Show all posts
Making money online has become easy!
I remember some one recalling, "Internet has become a big money making machine", when you think of statements like these, it might give you certain picture of how internet can be money making machine. Today internet has improved to its capacities in meeting the needs of general public.
Well, http://swapw.blogspot.com is about the success of making money through different avenues provided. Recent investigation on the success of making money was found in 'blogging'. Blogging has become one of the ways to increase revenue on the internet. There are people who are earning money by giving their time for 'blogging' and throughout the day they work hard to reach the potential to reach a good amount of avenue through that.
It is very easy to blog, you have to register with sites as www.blogspot.com and make an account with them to start earning revenue on it. While registering you have to first decide on the types of blogs you want to be there on your blog site. You can choose from the below topics:
1. Earn money
2. Marketing
3. Product reviews
4. website reviews
5. Personal blog
6. Photographic blog
7. Blog on animals as pets
8. Blog on writers
9. Blog on freelancers
10. Blog on Jobseekers
These are just some of the examples for you to consider when you are considering to start a blog of your own. After having your personal blog, and once you know how to start it, than you can get registered with www.mylot.com , www.payperclick.com, www.payperpost.com these are some of the sites that will help you to earn money while you blog.
The other way is through Google adsense and Google adwords, You can have google advertisements on your blog and earn revenue from it from Google itself, it is very easy, you have to register with Google adsense, and complete the registration process, after that Google adsense has many categories of advertisements and you can choose your categories and get HTML code for the category you have chosen and paste it on your blog, this will enable you to earn tremendous revenue from google adsense, if you do it perfectly.
Google adwords, you have to pay per click, it is a way of introducing your blog to the visitors and for that you have to pay a certain amount starting from 5 cents or 1 cent for per visitor to your site. There are many successful bloggers using Google adwords and they have earned a considerable amount of money in that process, it is one of the easiest ways to earn money as well.
Well, http://swapw.blogspot.com is about the success of making money through different avenues provided. Recent investigation on the success of making money was found in 'blogging'. Blogging has become one of the ways to increase revenue on the internet. There are people who are earning money by giving their time for 'blogging' and throughout the day they work hard to reach the potential to reach a good amount of avenue through that.
It is very easy to blog, you have to register with sites as www.blogspot.com and make an account with them to start earning revenue on it. While registering you have to first decide on the types of blogs you want to be there on your blog site. You can choose from the below topics:
1. Earn money
2. Marketing
3. Product reviews
4. website reviews
5. Personal blog
6. Photographic blog
7. Blog on animals as pets
8. Blog on writers
9. Blog on freelancers
10. Blog on Jobseekers
These are just some of the examples for you to consider when you are considering to start a blog of your own. After having your personal blog, and once you know how to start it, than you can get registered with www.mylot.com , www.payperclick.com, www.payperpost.com these are some of the sites that will help you to earn money while you blog.
The other way is through Google adsense and Google adwords, You can have google advertisements on your blog and earn revenue from it from Google itself, it is very easy, you have to register with Google adsense, and complete the registration process, after that Google adsense has many categories of advertisements and you can choose your categories and get HTML code for the category you have chosen and paste it on your blog, this will enable you to earn tremendous revenue from google adsense, if you do it perfectly.
Google adwords, you have to pay per click, it is a way of introducing your blog to the visitors and for that you have to pay a certain amount starting from 5 cents or 1 cent for per visitor to your site. There are many successful bloggers using Google adwords and they have earned a considerable amount of money in that process, it is one of the easiest ways to earn money as well.
Opening a Boutique
In order to open a boutique a potential owner must start with a desire to work in the retail industry and enjoy interacting with the public. Most boutique owners are those that choose to break away from the day-to-day grind of working for someone else and take the plunge into small business ownership. These owners are looking for flexibility in their schedules and to have control over their lives as well as financial stability. Boutique ownership can be a major step on this path.
Making the decision that you want to open your own boutique is the first step and one that should be applauded. You will want to start by putting a business plan and financial plan on paper before you physically lease a space or buy your inventory. This paper version will not only help you to focus your efforts, but as you look for financial assistance you will be asked for your business plan by just about everyone you deal with. Before anyone wants to put money into your efforts they want to see that you've thought about where you're going and how you're going to get there.
As you create your business plan you will need to consider such factors as:
What niche will my boutique fill?
Where will I get my merchandise?
What location is right for my boutique?
How will I advertise my boutique?
Getting the answers to these questions will set you on the right path for the action that will help you get your boutique open and make it successful!
What niche will my boutique fill?
This question is perhaps the most important to answer as it is the basis for the rest of your work. A boutique that is just like every other boutique in the area will struggle to be successful. You must offer some angle of your boutique that is unique. This may be the type of merchandise you carry, or the age group you are appealing to, your pricing, or simply a customer experience that is so positive that it will bring customers, and, most importantly, their friends and family in for repeat business. In order to decide what you want to do you need to consider, first of all, what you like and second of all what is missing in your area. If you love Asian style nick nacks and accessories this may be where you'd like to focus your work. Take a good look around your local shopping centers and malls and see if there are other stores already offering these items. If there is not you easily have a niche to fill. If there are other such stores get to know them and see if there is a unique angle you can use in your approach to stay competitive and bring customers your way.
Once you have determined what your niche is get it down in your business plan, as well as what specific items you would like to sell. Using our Asian style accessories idea you might write down the following:
- Small bamboo plants
- Tea sets
- Oriental fans
- Incense
- Buddha statues
Once you have a good idea of what you are looking for you can move forward into figuring out where you will acquire your merchandise from and how much you will need in order to open your doors. You may not be able to carry everything that you'd like to at first, but remember that your boutique will grow by nearly 15% per year, provided things go well, and you will have opportunity to expand your lines as your finances allow.
Where will I get my merchandise?
Before you begin any shopping you will need to do some paperwork to acquire your wholesale license. This is critical as you will want the opportunity to purchase merchandise directly from the manufacturers, and most will require such a license before they will sell to you. If you buy your merchandise at the same price you sell it for you can't make money. As well if you have to over price your merchandise in order to make up for purchasing at too high of a cost, your business will be short lived. You need to put yourself in the best position possible to buy at the lowest rate possible so even with your profit and expense mark up your prices are still in the range the customer is willing to pay.
Get familiar with your local marketplace and what wholesalers and manufacturers are close by. Many of these can be visited on a day-to-day basis and may carry many of the items that you want to sell. For your seasonal buying you may wish to look outside of your local area and towards one of the bigger population centers. Many of the larger cities in the United States, including: Las Vegas, Los Angeles, New York and Chicago, have large merchandising shows and markets where you can meet up with manufacturers and sales representatives to get higher quality and higher quantities for your boutique. You will want to shop for an approximately three-month supply for your inventory at this big shows. Take the time to meet people at these shows and get on mailing lists for the merchants that you most like. Do not be pressured to buy immediately, but take time through the show to compare and contrast merchants and get the merchandise that YOU want.
What location is right for my boutique?
Usually the biggest consideration in boutique location is whether you want to be located in a shopping center, a mall, or a single location. The last is the most expensive and often not a good choice for a starting boutique, though may become a possibility once you are better established. The pro of a mall location is that you are guaranteed a certain amount of random traffic simply because of the number of people that frequent a mall. The biggest drawback is that you must play by the rules of the mall, which may effect your hours of operation and your allowed décor. In a shopping center the Landlord may still have come control over these aspects, but such interference is much rarer provided you continue to pay your lease. No matter what you choose you should bargain for at least 30 days rent free as you will need this time to set up your shop before opening to the public.
How will I advertise my boutique?
Advertising is a multi billion dollar business in the retail industry. When you are first opening your boutique you will not have the money for a huge marketing budget. Don't worry about this, but make efforts to use the budget you do have as wisely as possible. Hand out fliers, have a grand opening party and invite other shop owners, invite your local chamber of commerce to have a meeting in your shop, and most importantly talk about your shop to everyone you meet. Word of mouth is one of the most powerful tools you have, and if your shop provides a good customer experience you will see success in customers that will return time after time and, even better, bring others with them.
Making the decision that you want to open your own boutique is the first step and one that should be applauded. You will want to start by putting a business plan and financial plan on paper before you physically lease a space or buy your inventory. This paper version will not only help you to focus your efforts, but as you look for financial assistance you will be asked for your business plan by just about everyone you deal with. Before anyone wants to put money into your efforts they want to see that you've thought about where you're going and how you're going to get there.
As you create your business plan you will need to consider such factors as:
What niche will my boutique fill?
Where will I get my merchandise?
What location is right for my boutique?
How will I advertise my boutique?
Getting the answers to these questions will set you on the right path for the action that will help you get your boutique open and make it successful!
What niche will my boutique fill?
This question is perhaps the most important to answer as it is the basis for the rest of your work. A boutique that is just like every other boutique in the area will struggle to be successful. You must offer some angle of your boutique that is unique. This may be the type of merchandise you carry, or the age group you are appealing to, your pricing, or simply a customer experience that is so positive that it will bring customers, and, most importantly, their friends and family in for repeat business. In order to decide what you want to do you need to consider, first of all, what you like and second of all what is missing in your area. If you love Asian style nick nacks and accessories this may be where you'd like to focus your work. Take a good look around your local shopping centers and malls and see if there are other stores already offering these items. If there is not you easily have a niche to fill. If there are other such stores get to know them and see if there is a unique angle you can use in your approach to stay competitive and bring customers your way.
Once you have determined what your niche is get it down in your business plan, as well as what specific items you would like to sell. Using our Asian style accessories idea you might write down the following:
- Small bamboo plants
- Tea sets
- Oriental fans
- Incense
- Buddha statues
Once you have a good idea of what you are looking for you can move forward into figuring out where you will acquire your merchandise from and how much you will need in order to open your doors. You may not be able to carry everything that you'd like to at first, but remember that your boutique will grow by nearly 15% per year, provided things go well, and you will have opportunity to expand your lines as your finances allow.
Where will I get my merchandise?
Before you begin any shopping you will need to do some paperwork to acquire your wholesale license. This is critical as you will want the opportunity to purchase merchandise directly from the manufacturers, and most will require such a license before they will sell to you. If you buy your merchandise at the same price you sell it for you can't make money. As well if you have to over price your merchandise in order to make up for purchasing at too high of a cost, your business will be short lived. You need to put yourself in the best position possible to buy at the lowest rate possible so even with your profit and expense mark up your prices are still in the range the customer is willing to pay.
Get familiar with your local marketplace and what wholesalers and manufacturers are close by. Many of these can be visited on a day-to-day basis and may carry many of the items that you want to sell. For your seasonal buying you may wish to look outside of your local area and towards one of the bigger population centers. Many of the larger cities in the United States, including: Las Vegas, Los Angeles, New York and Chicago, have large merchandising shows and markets where you can meet up with manufacturers and sales representatives to get higher quality and higher quantities for your boutique. You will want to shop for an approximately three-month supply for your inventory at this big shows. Take the time to meet people at these shows and get on mailing lists for the merchants that you most like. Do not be pressured to buy immediately, but take time through the show to compare and contrast merchants and get the merchandise that YOU want.
What location is right for my boutique?
Usually the biggest consideration in boutique location is whether you want to be located in a shopping center, a mall, or a single location. The last is the most expensive and often not a good choice for a starting boutique, though may become a possibility once you are better established. The pro of a mall location is that you are guaranteed a certain amount of random traffic simply because of the number of people that frequent a mall. The biggest drawback is that you must play by the rules of the mall, which may effect your hours of operation and your allowed décor. In a shopping center the Landlord may still have come control over these aspects, but such interference is much rarer provided you continue to pay your lease. No matter what you choose you should bargain for at least 30 days rent free as you will need this time to set up your shop before opening to the public.
How will I advertise my boutique?
Advertising is a multi billion dollar business in the retail industry. When you are first opening your boutique you will not have the money for a huge marketing budget. Don't worry about this, but make efforts to use the budget you do have as wisely as possible. Hand out fliers, have a grand opening party and invite other shop owners, invite your local chamber of commerce to have a meeting in your shop, and most importantly talk about your shop to everyone you meet. Word of mouth is one of the most powerful tools you have, and if your shop provides a good customer experience you will see success in customers that will return time after time and, even better, bring others with them.
Are you in the right business?
Are you in the right business? - Part 1
by Polydoros Gavrilakis
If you have just started out with your home business
or even if you are a home business veteran, there is
ONLY one very important reason that will determine your
failure or success...
If you are in the right business you CANNOT fail.
Which is the right business for you?
This depends on several things, but the first and MOST
important thing you have to ask yourself about your
home business is:
Would you recommend the product or service your business
offers to a friend or relative?
What would you say if they ask you about it?
Would you tell them that it is a valuable product they
can use, in case, of course, they need products of this
kind?
or...
you would just tell them that it's totally worthless,
but the payplan is great...and you are in this business
just to make money?
Think about it, and if the answer to the last question
is YES, then you are definately in the WRONG business.
In other words, if the product your home business offers
is not something you would recommend to a relative, a
friend and/or any other person you care about, then it
is NOT the right product to sell or promote.
Instead, if the answer is NO, is that enough?
No, there are more things you have to know to be
sure that you are in the RIGHT business.
Stay tuned to Home Business Opportunity News for more
details next week...
You are free to publish this article online or offline
in any media, as long as it remains unchanged and the
resource box below is included.
----------------------------------------------------
Polydoros Gavrilakis is the Editor of Home Business
Opportunity News, the ad-free newsletter that
delivers ONLY the quality information you need to
succeed with your home based business. Get Your
FREE Lifetime subscription NOW to find out a secret,
but simple and secure way he's using to earn $1000s
per month online: www.HomeBizOppNewsletter.com
----------------------------------------------------
by Polydoros Gavrilakis
If you have just started out with your home business
or even if you are a home business veteran, there is
ONLY one very important reason that will determine your
failure or success...
If you are in the right business you CANNOT fail.
Which is the right business for you?
This depends on several things, but the first and MOST
important thing you have to ask yourself about your
home business is:
Would you recommend the product or service your business
offers to a friend or relative?
What would you say if they ask you about it?
Would you tell them that it is a valuable product they
can use, in case, of course, they need products of this
kind?
or...
you would just tell them that it's totally worthless,
but the payplan is great...and you are in this business
just to make money?
Think about it, and if the answer to the last question
is YES, then you are definately in the WRONG business.
In other words, if the product your home business offers
is not something you would recommend to a relative, a
friend and/or any other person you care about, then it
is NOT the right product to sell or promote.
Instead, if the answer is NO, is that enough?
No, there are more things you have to know to be
sure that you are in the RIGHT business.
Stay tuned to Home Business Opportunity News for more
details next week...
You are free to publish this article online or offline
in any media, as long as it remains unchanged and the
resource box below is included.
----------------------------------------------------
Polydoros Gavrilakis is the Editor of Home Business
Opportunity News, the ad-free newsletter that
delivers ONLY the quality information you need to
succeed with your home based business. Get Your
FREE Lifetime subscription NOW to find out a secret,
but simple and secure way he's using to earn $1000s
per month online: www.HomeBizOppNewsletter.com
----------------------------------------------------
The Case for Diversity
Our society wants to define diversity as profiles in which demographics measure the state of variation within a group. The portion of females, the ethnic distribution, and statistics is our criteria for diversity. I suggest a broader perspective which will certainly include well distributed demographics attributes, but also include people from a wide range of economic, educational, social, and political perspectives. The key element is a broad and open mind.
Everyone comes complete with a theory of everything. Some theories are in various stages of development, and others are intransient. A single view of the universe is not good. Enough variety is necessary to thoroughly investigate all the options. Alfred P. Sloan, the genius who put together General Motors, provides an excellent example with a top level management proposal. He was having a staff meeting. The proposal at hand received unanimous consensus. Sloan purportedly indicated, "This proposal has unanimous acceptance which frightens me. Let's table this issue for reconsideration at our next meeting. In the interim, research and evaluate this proposal." At the next meeting, the group unanimously rejected the proposal just as they had previously accepted it. The moral to this story is a uniform perspective is a bad thing, whether it is universal acceptance or universal rejection.
Progress arises out of dissonance. A compliant Albert Einstein would have never given us the Theories of Relativity. It was Einstein's attempting to force observed data into existing theory which broadened his perspective into an expanded restatement of Newton's laws of motion. However for every Einstein, a million quacks exist. Just because a new vision has birth, does not mean the new vision is an epiphany. The two professors who believed they had just discovered cold fusion is a good example. The two were so bound by their immutable theory of everything they could not observe the obvious flaws in their research. When their research received the scrutiny of peers, they became renowned as fools. Their closed-loop thinking trapped them in their own ignorance
Liberals and conservatives, progressives and regressives, well educated and those who gain their knowledge in the school of hard knocks all bring important perspectives. The conservatives will moderate the exuberance of the liberals. The Liberals will draw the conservatives from their bastions. Progressives will attack the boundary of technologies. Regressives will tend to the center not venturing from the safety of the known. The well educated will apply the vast array of convergent and divergent thinking while those with a plethora of real life experience will prevent small details from sinking the ship. The important point is not to see these different and seemingly opposing philosophies as conflict. The goal is not to battle until one outlook dominates all the others. The purpose of the inclusion is to make synergy prevail into a solution which each component is incapable of developing.
Lean Six Sigma has a purpose of creating dissonance. Processes such as 4 S, FMEA, VOC, DMEA, SPC, and others seek to make the current condition better. All are technologies by which to disturb beneficially the status-quo. Each provides a systematic and constructive process to investigate and to improve. In a word, they are all dissonance. In a mono-culture, none of them will thrive. Diversity is a precedent condition for Six Sigma. Broad diversity across all components optimizes the results using the Lean Six Sigma processes.
The first step is recognizing diversity is not a competition or a contest. Diversity does not end with a victor. All components are necessary to present and to articulate a thoughtful perspective. The purpose of diversity is to understand. Understanding does not connote agreement. Understanding does not connote dominance. Understanding does not connote abdication. Each component remains in tact changed only by its more complete understanding and its corresponding re-evaluation of its respective "theory of everything". For an organization to move forward, each component needs affirmation that their participation adds value. Each component needs affirmation their respective condition is secure.
The second step is construction of diversity. Diversity will not occur by itself. An overabundance of forces exists to prevent inclusion. Perhaps affirmation is the primary driver preventing diversity. People will naturally reduce the angst resulting from discordant information and alternative outlook by seeking sanctuary. It is easy to receive confirmation when all those around have a narrow and parallel view. President Lincoln is the best example of how to construct diversity. In a time of maximum turmoil in our country, Lincoln purposefully sought to build a cabinet of dissimilar people. He valued thoughts different from his own. Cabinet meetings often were tumultuous. After hearing a full and vigorous debate, it came to a vote. It was Lincoln saying, "Nine nays and one aye. Gentlemen, the ayes carry." Lincoln was superb at building a Team of Rivals*.
The third step is valuing and nurturing the difference, Vive Le Difference as the French would say. Realize the forces at work. Each segment will try to establish dominance over the other. Each segment will retreat to a safe position. A substantial atmosphere of a contest exists. Every possible method is necessary to establish value in the difference and to overcome the above forces. Each segment has to have as its mission to maintain the health and prosperity of the other segments. The organization has to adopt the model of a mental health organization where each person has the responsibility to interact in such a way as to reinforce the value of the other people. A definite value of inclusion and a definite value of preventing exclusion have to exist.
Lean Six Sigma may work in mono culture environments; however it will be far from optimum. Lean Six Sigma has a purpose to create dissonance. The accommodation of that dissonance is the process by which Lean Six Sigma makes improvements. Well constructed and nurtured diversity is the precedent condition which allows Lean Six Sigma to work its magic.
*Doris Kearns Goodwin, A Team of Rivals: The Political Genius of Abraham Lincoln, Simon & Schuster
Everyone comes complete with a theory of everything. Some theories are in various stages of development, and others are intransient. A single view of the universe is not good. Enough variety is necessary to thoroughly investigate all the options. Alfred P. Sloan, the genius who put together General Motors, provides an excellent example with a top level management proposal. He was having a staff meeting. The proposal at hand received unanimous consensus. Sloan purportedly indicated, "This proposal has unanimous acceptance which frightens me. Let's table this issue for reconsideration at our next meeting. In the interim, research and evaluate this proposal." At the next meeting, the group unanimously rejected the proposal just as they had previously accepted it. The moral to this story is a uniform perspective is a bad thing, whether it is universal acceptance or universal rejection.
Progress arises out of dissonance. A compliant Albert Einstein would have never given us the Theories of Relativity. It was Einstein's attempting to force observed data into existing theory which broadened his perspective into an expanded restatement of Newton's laws of motion. However for every Einstein, a million quacks exist. Just because a new vision has birth, does not mean the new vision is an epiphany. The two professors who believed they had just discovered cold fusion is a good example. The two were so bound by their immutable theory of everything they could not observe the obvious flaws in their research. When their research received the scrutiny of peers, they became renowned as fools. Their closed-loop thinking trapped them in their own ignorance
Liberals and conservatives, progressives and regressives, well educated and those who gain their knowledge in the school of hard knocks all bring important perspectives. The conservatives will moderate the exuberance of the liberals. The Liberals will draw the conservatives from their bastions. Progressives will attack the boundary of technologies. Regressives will tend to the center not venturing from the safety of the known. The well educated will apply the vast array of convergent and divergent thinking while those with a plethora of real life experience will prevent small details from sinking the ship. The important point is not to see these different and seemingly opposing philosophies as conflict. The goal is not to battle until one outlook dominates all the others. The purpose of the inclusion is to make synergy prevail into a solution which each component is incapable of developing.
Lean Six Sigma has a purpose of creating dissonance. Processes such as 4 S, FMEA, VOC, DMEA, SPC, and others seek to make the current condition better. All are technologies by which to disturb beneficially the status-quo. Each provides a systematic and constructive process to investigate and to improve. In a word, they are all dissonance. In a mono-culture, none of them will thrive. Diversity is a precedent condition for Six Sigma. Broad diversity across all components optimizes the results using the Lean Six Sigma processes.
The first step is recognizing diversity is not a competition or a contest. Diversity does not end with a victor. All components are necessary to present and to articulate a thoughtful perspective. The purpose of diversity is to understand. Understanding does not connote agreement. Understanding does not connote dominance. Understanding does not connote abdication. Each component remains in tact changed only by its more complete understanding and its corresponding re-evaluation of its respective "theory of everything". For an organization to move forward, each component needs affirmation that their participation adds value. Each component needs affirmation their respective condition is secure.
The second step is construction of diversity. Diversity will not occur by itself. An overabundance of forces exists to prevent inclusion. Perhaps affirmation is the primary driver preventing diversity. People will naturally reduce the angst resulting from discordant information and alternative outlook by seeking sanctuary. It is easy to receive confirmation when all those around have a narrow and parallel view. President Lincoln is the best example of how to construct diversity. In a time of maximum turmoil in our country, Lincoln purposefully sought to build a cabinet of dissimilar people. He valued thoughts different from his own. Cabinet meetings often were tumultuous. After hearing a full and vigorous debate, it came to a vote. It was Lincoln saying, "Nine nays and one aye. Gentlemen, the ayes carry." Lincoln was superb at building a Team of Rivals*.
The third step is valuing and nurturing the difference, Vive Le Difference as the French would say. Realize the forces at work. Each segment will try to establish dominance over the other. Each segment will retreat to a safe position. A substantial atmosphere of a contest exists. Every possible method is necessary to establish value in the difference and to overcome the above forces. Each segment has to have as its mission to maintain the health and prosperity of the other segments. The organization has to adopt the model of a mental health organization where each person has the responsibility to interact in such a way as to reinforce the value of the other people. A definite value of inclusion and a definite value of preventing exclusion have to exist.
Lean Six Sigma may work in mono culture environments; however it will be far from optimum. Lean Six Sigma has a purpose to create dissonance. The accommodation of that dissonance is the process by which Lean Six Sigma makes improvements. Well constructed and nurtured diversity is the precedent condition which allows Lean Six Sigma to work its magic.
*Doris Kearns Goodwin, A Team of Rivals: The Political Genius of Abraham Lincoln, Simon & Schuster
How to Buy a Franchise
Investing in your own business can be one of the most critical decisions one will ever make. The challenges are enormous physically and emotionally. Even finalizing a decision to own one's own business is daunting in itself. Many budding entrepreneurs cop out early into the decision making process.
Usually individuals wanting to strike out on their own were never responsible overall for: sales, marketing, human resources, customer service, quality assurance, operations, legal compliance, accounting, and much more. When owning a business, including a franchise ALL of those roles will often be carried out on a daily basis.
In principle owning a franchise will reduce the risk of not having conducted many of those roles for those brave individuals who ultimately decide to become a franchisee. The foundation of business format franchising is that the franchisor has developed a system, which has been proven successful, which can be duplicated by others …being franchisees.
When a business, whether it be associated with food, automobiles, building, or consulting (there are 75 franchise industries) decides to grow by franchising vs. a product or service distribution scheme, that business must develop documented systems which have contributed to that business' prior success, and which can be replicated by its future franchisees. The new franchisee will be trained and provided with, or access, to manuals covering the mission critical functions referred to earlier.
Selecting the franchise in itself is a serious and time-consuming process. While many new franchisees select a franchise after having a personal experience at a franchise outlet, most use the Internet to search for a franchise to buy. Since 2000 online franchise directory web sites have proliferated. While many are just bulletin boards, other web sites like Franchise.com more full information on each franchise opportunity and its requirements. When interested in one or more franchises of interest, one simply completes a request for further information form with their personal information on how to be contacted by the franchisor.
While some companies want only basic information, others will want the candidate to provide much more since they do not want to waste their time. Some companies receive literally hundreds of leads daily from seemingly interested prospects, many of which are not qualified to own their franchise. Expect to receive a phone call from the franchisor, and if you are genuinely interested in becoming a serious candidate, then it is imperative that you respond, in order to be considered a genuine contact.
Next, think about what you like to do, and what you do not like to do, and choose accordingly. If you don't like working with the public, then a retail business should not be considered. If you like working with children, animals, crafts, or involvement in sports, then target a franchise in that matching category.
After you speak with the franchise representative, if you are still interested, and if the franchise is interested in you, then you will be requested to complete a formal franchise application, which will involve typically a credit check and sometimes a background check. If you meet the franchisors guidelines, then to move forward then by law the franchisor is required to send or provide to you a disclosure document, known as a Uniform Franchise Offering Circular (UFOC).
Read the UFOC carefully since it will include a vast amount of information on the franchise such as: history of franchise and its key principals, financial statements, litigation, franchise openings/closings/terminations, franchisee contacts, franchise agreement, requirements, and more.
One of your key questions to the franchise representative early on may be "how much can I make". By law a franchise salesperson cannot provide you with an Earnings Claim, unless it is included in the disclosure document. There is no legal requirement that the franchisor must provide you with an Earnings Claim, however some franchisors do provide it. If the franchisor has chosen not to provide it, then it remains important to contact other franchisees listed in the disclosure document. Other franchisees can answer many of your questions. Many franchisors will also require you to visit their headquarters before signing the agreement, so that you can both get to know each other better. This is known as Discovery Day.
Ultimately your new business' profit or loss will be determined by such factors as your franchise territory, site location (if not home based), and your individual efforts and commitment to following the system. While you will be your own boss, when owning a franchise you will not be "on your own". The franchisor will have also committed to fulfill their promises to you as stated in the franchise agreement.
Payroll Delaware, Unique Aspects of Delaware Payroll Law and Practice
Division of Revenue Withholding Division
820 N. French St.
Wilmington, DE 19801
302-577-8200
www.state.de.us/revenue
Delaware allows you to use the Federal W-4 form to calculate state income tax withholding.
Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows. In Delaware cafeteria plans are: not taxable for income tax calculation; taxable for unemployment insurance purposes. 401(k) plan deferrals are: not taxable for income taxes; taxable for unemployment purposes.
In Delaware supplemental wages are required to be aggregated for the withholding calculation..
You must file your Delaware State W-2s by magnetic media if you are required to file your federal W-2s by magnetic media.
The Delaware State Unemployment Insurance Agency is:
The Department of Labor
Division of Unemployment Insurance
4425 N. Market St.
Wilmington, DE 19802
302-761-8446
http://www.delawareworks.com/Unemployment/welcome.shtml
The State of Delaware taxable wage base for unemployment purposes is wages up to $8,500.00.
Delaware has optional reporting of quarterly wages on magnetic media.
Unemployment records must be retained in Delaware for a minimum period of four years. This information generally includes: name; social security number; dates of hire, rehire and termination; wages by period; payroll pay periods and pay dates; date and circumstances of termination.
The Delaware State Agency charged with enforcing the state wage and hour laws is:
The Department Labor
Division of Industrial Affairs
Labor Law Enforcement Section
4425 N. Market St.
Wilmington, DE 19802
302-761-8200
www.delawareworks.com
The minimum wage in Delaware is $6.15 per hour.
There is also no general provision in Delaware State Law covering paying overtime in a non-FLSA covered employer.
Delaware State new hire reporting requirements are that every employer must report every new hire and rehires. The employer must report the federally required elements of:
* Employee's name
* Employee's address
* Employee's social security number
* Employer's name
* Employers address
* Employer's Federal Employer Identification Number (EIN)
This information must be reported within 20 days of the hiring or rehiring.
The information can be sent as a W4 or equivalent by mail, fax or electronically.
There is a $25.00 penalty for a late report in Delaware.
The Delaware new hire reporting agency can be reached at 302-577-7171 or on the web site at www.state.de.us/dhss/dcse/index.html .
Delaware does not allow compulsory direct deposit.
Delaware requires the following information on an employee's pay stub:
* Wages due
* pay period dates
* hours worked for hourly workers
* itemized deductions
Delaware requires that employee be paid no less often than monthly.
Delaware requires that employees must be paid within 7 days after the end of the pay period.
Delaware payroll law requires that involuntarily or voluntarily terminated employees must be paid their final pay by the next regular payday or by mail upon request.
Deceased employee's wages up to $300.00 must be paid to the surviving children under 21 custodian, surviving spouse, children 21 and over or the deceased's parents (in that order) when a "Proper Demand" has been made.
Escheat laws in Delaware require that unclaimed wages be paid over to the state after five years.
There is no provision in Delaware law concerning record retention of abandoned wage records.
Delaware payroll laws allow for a tip credit against Delaware State minimum wage of $3.92 per hour.
In Delaware the payroll laws covering mandatory rest or meal breaks are: a 30-minute meal period during a 7 and one half-hour shift. Taking place after the first two hours and before the last two hours o the shift.
The Delaware law requires that wage and hour records be retained for a period of at least three years.
The Delaware agency charged with enforcing Child Support Orders and laws is:
Division of Child Support Enforcement
P.O. Box 904
New Castle, DE 19720
302-577-7171
http://www.dhss.delaware.gov/dhss/dcse/services.html
Delaware has the following provisions for child support deductions:
* When to start Withholding? 7 days after first payday after receipt of order.
* When to send Payment? Payday.
* When to send Termination Notice? "Promptly"
* Maximum Administrative Fee? No Provision
* Withholding Limits? Federal Rules under CCPA.
Think Outside The Box With Promotional Cooler Bags
A constant challenge for many companies is coming up with innovative ways to keep their name at the forefront of their customers' minds. Finding a unique way to promote your company will keep your customers talking about you for years to come. If your company features a team of people that spend a great deal of time in the field with your customer base, why not think about imprinted cooler bags, created by MyLogoImprinted.com? These custom cooler bags can serve a wide number of purposes, from being an important tool for some and a convenient promotional gift for others. Let's take a look at a couple of examples of how embroidered lunch bags can help keep your name at the top of your customers' go-to list.
For many companies, the outside sales team is the life force that keeps the company running. They must be dynamic and creative as well as knowledgeable about their industry in order to keep their working relationships in good order. Our insulated cooler bags can work as an effective tool to promote your company, and if the members of your outside sales staff are creative enough, they can think of fun and unique ways to present these cooler bags that will keep their customers talking for a long time. Why not offer to deliver lunch for your customers and present it in a couple of our 12pk insulated cooler bags? Drop off a morning snack in one of our 6pk insulated cooler bags. Our larger cooler bags with wheels are perfect for having refreshments available at trade shows and make an impressive door prize.
Businesses that deliver or make house calls can also find innovative ways to use our softside cooler bags as both tools and promotional gifts. Medical practitioners will find our insulated cooler bags to be a very convenient way to travel with medications that must stay in a cool, dry space, which can be difficult in the middle of summer. If your company relies on door to door sales, custom cooler bags can be an impressive way to present your company to new customers. Even restaurants that offer home delivery can make great use of our cooler bags as promotional items. Plus, because of the low price, even smaller, local businesses can afford to use these insulated cooler bags to give their company the promotional boost they need.
Thanks to the wide variety of customer cooler bags available at MyLogoImprinted.com, every business should be able to find the right cooler bag to suit their promotional needs. From our traditional Six Pack Compack Cooler with a front pocket and top grab handle to the latest contemporary designs that feature wheels, dual compartments, and even speaker capabilities that will surely impress your customer base. Thanks to the one color, one location imprint that is included in the price and the large number of colors available, it's easy to promote your business in this unique way that your customers will remember for years to come.
For many companies, the outside sales team is the life force that keeps the company running. They must be dynamic and creative as well as knowledgeable about their industry in order to keep their working relationships in good order. Our insulated cooler bags can work as an effective tool to promote your company, and if the members of your outside sales staff are creative enough, they can think of fun and unique ways to present these cooler bags that will keep their customers talking for a long time. Why not offer to deliver lunch for your customers and present it in a couple of our 12pk insulated cooler bags? Drop off a morning snack in one of our 6pk insulated cooler bags. Our larger cooler bags with wheels are perfect for having refreshments available at trade shows and make an impressive door prize.
Businesses that deliver or make house calls can also find innovative ways to use our softside cooler bags as both tools and promotional gifts. Medical practitioners will find our insulated cooler bags to be a very convenient way to travel with medications that must stay in a cool, dry space, which can be difficult in the middle of summer. If your company relies on door to door sales, custom cooler bags can be an impressive way to present your company to new customers. Even restaurants that offer home delivery can make great use of our cooler bags as promotional items. Plus, because of the low price, even smaller, local businesses can afford to use these insulated cooler bags to give their company the promotional boost they need.
Thanks to the wide variety of customer cooler bags available at MyLogoImprinted.com, every business should be able to find the right cooler bag to suit their promotional needs. From our traditional Six Pack Compack Cooler with a front pocket and top grab handle to the latest contemporary designs that feature wheels, dual compartments, and even speaker capabilities that will surely impress your customer base. Thanks to the one color, one location imprint that is included in the price and the large number of colors available, it's easy to promote your business in this unique way that your customers will remember for years to come.
What Type of Person Belongs in The Reverse Funnel System
The Reverse Funnel System (RFS) was designed by expert Internet marketers for Internet marketers. If you want the opportunity to make your internet marketing position a full time job and are motivated enough to put in the work to do it, then RFS is for you.
RFS, an automated sales process that helps close people for you into your business so you don't have too, is designed for those people in love with the internet marketing aspect of the MLM or direct sales industry. If you like making videos, flooding forums with your controversial marketing ideas, developing personalities to attract different niches in the networking community arena but maybe don't do so well cold calling people, house hunting and family bashing, then RFS is for you.
Granted you will still have to talk on the telephone, this will be reduced fifty fold. Your e-mail communication will probably increase as you push for further automation and greater web based absorption of the workload. People who want to make a lot of money but do it in an unconventional way are perfect candidates to take advantage of RFS.
RFS puts money in people's pockets. You push the traffic into RFS. If you think you are motivated enough to close three to four sales a week the system would have probably closed three to four for you as well and without too much but some quality time spent driving traffic you can be making eight to ten thousand dollars a week.
RFS combines professional copywriting with a crafted paid survey designed to make you money and help you craft a winning team. The type of person who can take the most advantage of the Reverse Funnel System is a team leader. With a compensation plan that will be paying you thousand dollar commissions off of your down line's sales, if you can't make sure your team is duplicating what you have produced through training seminars, providing content and opportunities, or by bringing them into a team that has these offerings, you will be losing tens of thousands of dollars a month.
So think about your needs and desires as you consider your next business move. Look at your strengths and weaknesses to determine if you are ready for RFS. Some people sell cars while others sell cell phones. Both think their position works best for them and it probably does, however the car salesman will always have the potential to make more than the cell phone salesman with the much higher commissions.
RFS, an automated sales process that helps close people for you into your business so you don't have too, is designed for those people in love with the internet marketing aspect of the MLM or direct sales industry. If you like making videos, flooding forums with your controversial marketing ideas, developing personalities to attract different niches in the networking community arena but maybe don't do so well cold calling people, house hunting and family bashing, then RFS is for you.
Granted you will still have to talk on the telephone, this will be reduced fifty fold. Your e-mail communication will probably increase as you push for further automation and greater web based absorption of the workload. People who want to make a lot of money but do it in an unconventional way are perfect candidates to take advantage of RFS.
RFS puts money in people's pockets. You push the traffic into RFS. If you think you are motivated enough to close three to four sales a week the system would have probably closed three to four for you as well and without too much but some quality time spent driving traffic you can be making eight to ten thousand dollars a week.
RFS combines professional copywriting with a crafted paid survey designed to make you money and help you craft a winning team. The type of person who can take the most advantage of the Reverse Funnel System is a team leader. With a compensation plan that will be paying you thousand dollar commissions off of your down line's sales, if you can't make sure your team is duplicating what you have produced through training seminars, providing content and opportunities, or by bringing them into a team that has these offerings, you will be losing tens of thousands of dollars a month.
So think about your needs and desires as you consider your next business move. Look at your strengths and weaknesses to determine if you are ready for RFS. Some people sell cars while others sell cell phones. Both think their position works best for them and it probably does, however the car salesman will always have the potential to make more than the cell phone salesman with the much higher commissions.
Chew slowly and digest the rules
It's hard to understand all of "the rules" and fine print on all of our policies since we have limited time. But it's imperative you take the time to become familiar with your coverage. Go through your mortgage, note, insurance, bank statements, employment contract, tax deductions, shareholders agreement-at least once, then briefly once a year after that. You don't need to review all documents at once; take one every few days until you're done. Don't trust others to make the right wealth building decisions for you instead of taking responsibility yourself, a pitfall too common for too many people make. You're responsible for your own finances. Responsibility is the freedom to respond.
Case in point: One of my mentors is very well known and respected. He invested his entire retirement fund with an investor. The investor was featured in a publication and bragged a lot throughout the interview and raised some red flags. The FCC found out he was no longer successfully trading and had indeed lied to his family and the public about his company's trading history. My mentor lost all of his savings for retirement with this investor and it took him years to get back on his feet. Eventually he was standing again, because he took responsibility.
Insurance-know your policies intimately
Whether it's homeowners, investment, car, health or another type of insurance, you need to know exactly what you're covered for. There are always exclusions and it always seems like the exclusions apply to you. Know what you've got.
Case in point: One of my mentors is very well known and respected. He invested his entire retirement fund with an investor. The investor was featured in a publication and bragged a lot throughout the interview and raised some red flags. The FCC found out he was no longer successfully trading and had indeed lied to his family and the public about his company's trading history. My mentor lost all of his savings for retirement with this investor and it took him years to get back on his feet. Eventually he was standing again, because he took responsibility.
Insurance-know your policies intimately
Whether it's homeowners, investment, car, health or another type of insurance, you need to know exactly what you're covered for. There are always exclusions and it always seems like the exclusions apply to you. Know what you've got.
Infomercial Creation: Design To Sell
In infomercial creation, there are a number of different options available to you. You can hire someone to do the work for you or you can do it yourself. There is much to consider about this process so taking the time to plan and execute each step of it will help you to better achieve the results that you are looking for. For many, infomercial creation is the beginning of selling their product effectively.
Why should you hire a team to handle your infomercial creation? Here are some helpful things to think about when considering this aspect.
• Infomercial creation is designed in such a way that it will sell. In other words, really ask yourself if you are a salesman. Do you think that you can present every aspect of potential that your product has? On top of that, do you think that you can provide high quality sales pitches to your clientele? If you are not sure, just take a look at a few of the good infomercials that have aired and see if you can honestly do that type of constructing of sales.
• Next, consider the stats. One of the things that many infomercials need to do is to convince their audience that their product is something that they need. Being able to say that your product is needed because X amount of people had this problem last year, can be helpful. Infomercial creation companies can handle this for you.
• Lastly, while it may cost you to hire the infomercial company to do the work, it is likely that this cost will be more if you have to do the work on your own. Not only do you need to consider all aspects of design and creation, but also your time investment as well. You may find that this isn't the most efficient way of saving money after all.
Why should you hire a team to handle your infomercial creation? Here are some helpful things to think about when considering this aspect.
• Infomercial creation is designed in such a way that it will sell. In other words, really ask yourself if you are a salesman. Do you think that you can present every aspect of potential that your product has? On top of that, do you think that you can provide high quality sales pitches to your clientele? If you are not sure, just take a look at a few of the good infomercials that have aired and see if you can honestly do that type of constructing of sales.
• Next, consider the stats. One of the things that many infomercials need to do is to convince their audience that their product is something that they need. Being able to say that your product is needed because X amount of people had this problem last year, can be helpful. Infomercial creation companies can handle this for you.
• Lastly, while it may cost you to hire the infomercial company to do the work, it is likely that this cost will be more if you have to do the work on your own. Not only do you need to consider all aspects of design and creation, but also your time investment as well. You may find that this isn't the most efficient way of saving money after all.
Retail Jobs Provide Unprecedented Opportunities
According to the U.S. Bureau of Labor Statistics, the demand for those people interested in a retail career will soar over the next five to ten years. Retail opportunities are expected to grow in virtually every type of position, but the need for customer service representatives, marketing managers, and counter clerks are projected to grow up to thirty-five percent by the year 2014. The Bureau estimates that companies will need nearly 2.3 million retail salespeople by 2014 and almost 1.8 million cashiers. High-growth jobs in retail also include those who work in merchandise display and who are purchasing managers.
The Flexibility of Retail Jobs
There's truly never been a better time to get a retail job. In addition to the unprecedented number of job openings, retail work has a number of benefits and opportunities that are simply not available in other industries. For example, when you're taking the first steps on your career path, store jobs provide incredible flexibility. You can choose to work part-time or full-time, depending on your schedule and circumstances. Similarly, temporary positions abound during peak seasons, such as mall jobs during November and December or retail jobs at resort destinations during the summer.
The flexibility of retail jobs extends to the type of company for which you wish to work. Perhaps you would enjoy working in an independent boutique, for example, or maybe you enjoy the atmosphere of a "big box" retailer. It could be that mall jobs entice you, or perhaps you like the idea of working for a national or international retail chain. Because retail jobs are so ubiquitous, the choice is completely up to you.
Learning on the Job
Aside from the flexibility offered by jobs in retail, these positions offer education and training that you often don't find in other fields. Large companies may have intensive training programs specifically tailored to the position you're filling and to the company for which you're working. Although you may begin in one position, you can easily earn opportunities for advancement and training in a variety of other retail fields.
While smaller companies often rely upon on-the-job training for their new employees (rather than structured classes), you most likely will have the opportunity to learn a wide variety of skills. For example, if you are hired as a sales clerk in an independent clothing boutique, you may find that you have the opportunity to work on merchandise displays, to help design in-store promotions, and even to accompany the owner to market to select fashion for upcoming seasons.
Financial Benefits of Retail Jobs
Because there is such a great demand for those pursuing a retail career, employers often offer a wide range of financial incentives and benefits to their employees. From health insurance, tuition reimbursement, and retirement plans to parental leave, paid vacation time, and employee discounts, retail jobs can be as financially rewarding as they are satisfying.
The Flexibility of Retail Jobs
There's truly never been a better time to get a retail job. In addition to the unprecedented number of job openings, retail work has a number of benefits and opportunities that are simply not available in other industries. For example, when you're taking the first steps on your career path, store jobs provide incredible flexibility. You can choose to work part-time or full-time, depending on your schedule and circumstances. Similarly, temporary positions abound during peak seasons, such as mall jobs during November and December or retail jobs at resort destinations during the summer.
The flexibility of retail jobs extends to the type of company for which you wish to work. Perhaps you would enjoy working in an independent boutique, for example, or maybe you enjoy the atmosphere of a "big box" retailer. It could be that mall jobs entice you, or perhaps you like the idea of working for a national or international retail chain. Because retail jobs are so ubiquitous, the choice is completely up to you.
Learning on the Job
Aside from the flexibility offered by jobs in retail, these positions offer education and training that you often don't find in other fields. Large companies may have intensive training programs specifically tailored to the position you're filling and to the company for which you're working. Although you may begin in one position, you can easily earn opportunities for advancement and training in a variety of other retail fields.
While smaller companies often rely upon on-the-job training for their new employees (rather than structured classes), you most likely will have the opportunity to learn a wide variety of skills. For example, if you are hired as a sales clerk in an independent clothing boutique, you may find that you have the opportunity to work on merchandise displays, to help design in-store promotions, and even to accompany the owner to market to select fashion for upcoming seasons.
Financial Benefits of Retail Jobs
Because there is such a great demand for those pursuing a retail career, employers often offer a wide range of financial incentives and benefits to their employees. From health insurance, tuition reimbursement, and retirement plans to parental leave, paid vacation time, and employee discounts, retail jobs can be as financially rewarding as they are satisfying.
What Type of Computer Desk is Right for You?
If you're in the market for a new computer desk, there are a few things you should know before you open your wallet. First, you need to decide what type of computer desk is right for you. Here's an easy check-off list of factors you should consider:
First, there are three basic types of desks: the Downview Desk in which the monitor is actually mounted below the desktop surface and can be seen through glare-resistant glass or plexiglass; the Split-Level Desk in which the surface is split into different height-adjustable surfaces allowing the monitor to be positioned higher than the writing surface; and the Adjustable Table type – the most common-in which there is only one desktop surface, the monitor is positioned on this surface and all work is done on the surface as well. There are benefits to all three. The Downview Desk has recently gained popularity because the monitor is somewhat 'hidden' and doesn't clutter the top of the desk, allowing for the most efficient use of space. While still considered ergonomic, some users prefer tilting their heads up rather than down to see the screen. Downview desks are welcomed in classrooms and computer labs because it allows students to keep their eyes on the front of the classroom without having to lean around a monitor and therefore look easily from the instructor to their own monitors.
Downview Desks also give the appearance of a sleeker, cleaner environment. The Split-Level Desk is revered because it's perfectly ergonomic and allows for the most adjustment for comfort. All surfaces adjust to the user and these desks are ideal for people who are shorter or taller than the average user because they're entirely customizable.
The Adjustable Classroom Table is popular because with the fewest features, it's the most affordable and provides a basic, comfortable, height-adjustable desk that provides ergonomic support to the user without all the other bells and whistles.
Second, decide what size will comfortably fit in the space you have. Computer desks come in many sizes from single-user 30-inch widths, to multi-user 72-inch widths and nearly everything in between. Measure your space and then choose a desk slightly smaller (as in 2 – 3 inches smaller) so that the space doesn't appear too crowded.
Third, find a manufacturer that offers desk colors that appeal to the room you're working in. If you like a desk but it only comes in white and your room is all natural wood, you won't find the overall look of the room very pleasing. Since you don't want to have to paint a desk yourself, choose one that works with your existing color scheme.
Fourth, decide on a price and stick to it. Be sure to check into shipping, tax, and handling charges. Companies often advertise a desk at a low $129 but when all is said and done, other charges can end up adding almost $100 to your purchase! We found a company called Versa Tables that offers free shipping regardless of weight to any customer in the contiguous U.S. Those are the kinds of deals you're looking for, so be sure to check out shipping rates or ask a customer representative for the rates before you commit to purchasing.
First, there are three basic types of desks: the Downview Desk in which the monitor is actually mounted below the desktop surface and can be seen through glare-resistant glass or plexiglass; the Split-Level Desk in which the surface is split into different height-adjustable surfaces allowing the monitor to be positioned higher than the writing surface; and the Adjustable Table type – the most common-in which there is only one desktop surface, the monitor is positioned on this surface and all work is done on the surface as well. There are benefits to all three. The Downview Desk has recently gained popularity because the monitor is somewhat 'hidden' and doesn't clutter the top of the desk, allowing for the most efficient use of space. While still considered ergonomic, some users prefer tilting their heads up rather than down to see the screen. Downview desks are welcomed in classrooms and computer labs because it allows students to keep their eyes on the front of the classroom without having to lean around a monitor and therefore look easily from the instructor to their own monitors.
Downview Desks also give the appearance of a sleeker, cleaner environment. The Split-Level Desk is revered because it's perfectly ergonomic and allows for the most adjustment for comfort. All surfaces adjust to the user and these desks are ideal for people who are shorter or taller than the average user because they're entirely customizable.
The Adjustable Classroom Table is popular because with the fewest features, it's the most affordable and provides a basic, comfortable, height-adjustable desk that provides ergonomic support to the user without all the other bells and whistles.
Second, decide what size will comfortably fit in the space you have. Computer desks come in many sizes from single-user 30-inch widths, to multi-user 72-inch widths and nearly everything in between. Measure your space and then choose a desk slightly smaller (as in 2 – 3 inches smaller) so that the space doesn't appear too crowded.
Third, find a manufacturer that offers desk colors that appeal to the room you're working in. If you like a desk but it only comes in white and your room is all natural wood, you won't find the overall look of the room very pleasing. Since you don't want to have to paint a desk yourself, choose one that works with your existing color scheme.
Fourth, decide on a price and stick to it. Be sure to check into shipping, tax, and handling charges. Companies often advertise a desk at a low $129 but when all is said and done, other charges can end up adding almost $100 to your purchase! We found a company called Versa Tables that offers free shipping regardless of weight to any customer in the contiguous U.S. Those are the kinds of deals you're looking for, so be sure to check out shipping rates or ask a customer representative for the rates before you commit to purchasing.
Standardising is a head for all
What decisions and at what level on technological association generating plants are already accepted? What it is necessary to accept?
Here it is necessary to disjoint the decisions linked with technological association, accepted on a national level, and the intracorporate documents anyhow regulating this question.
As to maiden here corrections in the law "About electric power industry" have fundamental meaning, signed by the President of the Russian Federation on November, 5th this year. Actually corrections in a part technological association have made this process "public", much more transparent and regulated. As to technological association generation in the law now about it it is told as about separate "a class, a type" associations with the requests, including to rationing of petroleum products of periods and cost.
Benefiting from Using Small Business Credit Cards
Running a small business requires accurate and detail records. This can be accomplished by using a business credit card. Using a business credit card will provide the small business owner with a monthly statement, listing all business transactions in detail. This is very beneficial because it separates business expenses from personnel expenses. Business owners do not need to sort out personal expenses from business expenses or worry about losing receipts or making reimbursement errors. With such categorized statement, the business owner is able to spend more time analyzing and monitoring expenses to decrease cost where needed. This business credit card statement simplifies the process of filing a business income tax.
Using a personal credit card to make purchases will cause errors and inaccurate reporting and poor business management. To manage your business wisely, it is advisable to use a business credit card because it eliminate the mixing up of personal expenses with business expenses. The statement produced from the business credit card gives a true picture of all transactions made. With this information, business owners can have more time to analyze the statement and adjust expenses to increase profitability.
Tracking your business overhead is accomplished quite easily with the monthly small business statement. With this detailed statement, business owners are able to analyze business expenses and cut cost where needed. Staying in business and making a profit is the main concern of small business owners. Business owners who utilize the monthly statement reports know where monies are spent. They are able to make wise decisions in cutting expenses where needed.
Event though standard business credit cards have comparable features as a business credit card, 0% Apr, no annual fees, balance transfer option, cash back and rewards and more. The main difference for business credit cards is they offer a higher credit limit and is designed and developed to benefit the small business owner. Business owners are able to leverage their buying power because they usually purchase in bulk, as a group which adds up to big savings for the small business owner.
Some features of a small business credit card include, online account management, higher credit limit, itemized employees statement, personalized credit card and more. Business owners love the higher credit limit because it allows them to have a liquid cash flow to make purchases for airline tickets, gasoline, and office supply etc. and avoid undercapitalization. Maintain good credit because the small business owner is liable for any defaults associated with the business credit card. Credit card activities are reported to the main credit bureaus, Experian, Equifax and Trans Union.
Educate yourself about the features of the business credit cards since there are differences between business credit cards and personal credit cards. Apply for the business credit card that will offer the most savings and benefits for your particular company. For example, if you have a fleet of cars then apply for the business credit card that offers the most cash back and rewards. Small business owners are generally a sole proprietorship and are personally liable for the business credit card debt. Read the terms and conditions to have a good understanding about the features offered, penalties for late payment, charging over credit limit, defaults on credit-card payments and knowing who is responsible if the credit card is lost or stolen.
iCreditOnline.com is the web's leading credit card resource site. Customers are able to compare credit card offers and apply for the card that meets their needs. This article is free to publish in its entirety and must include all links: http://www.icreditonline.com
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